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A clearer view of your money

Better money habits.
A little more freedom.

Bring your spending, budgets, and savings goals together. Make room for the things that matter to you.

Start my free trialSee how it works

7 days of Pro, free No card required

One workspace. Your whole financial picture.

TransactionsBudgetsSavings goalsReportsMontra AI
Key features

Good with numbers. Even better with your money.

Everything you need to understand today and plan for what comes next.

Money flow
₦409,050.00Net cash flow this month
Income this month₦868,000.00
Income

See the story behind your spending

Turn income and expenses into a picture you can understand. Spot patterns and compare your months.

September budget
₦420,000.00
64% spent36% remaining
Food & groceries₦82,500
Transport₦46,000
Subscriptions₦18,500
A little room to breathe.Your remaining budget, at a glance.

A budget that fits real life

Give each category a plan. Keep your spending and remaining budget in view as the month moves along.

Savings goal
70%of your goal
Emergency fundGrowing
₦42,000 saved₦60,000 target
Every contribution counts.

Make your next milestone visible

A rainy-day fund. A new laptop. A place of your own. Follow your savings progress, one contribution at a time.

Montra AIYour money, in a conversation.
Add ₦15,000 for groceries.
Here’s the expense to review
Groceries₦15,000
Food · Expense
Review before saving

Illustrative conversation · no action is performed

Meet Montra AI. Ask your money questions.

Explore your finances with Montra AI. Prepare transactions in everyday language and review them before saving.

Illustrations use sample data. Feature availability varies by plan.

Introducing Montra AI

Your money has a story. Montra AI.

Explore your recorded spending, understand your financial reports, and prepare supported actions through a natural conversation. Montra AI helps you find clarity without giving up control.

  • Ask about spending patterns
  • Make sense of your reports
  • Prepare supported transactions
  • Review before saving
Explore Montra AIDiscover its features

Montra AI availability depends on your plan and enabled providers. Any supported financial change requires your confirmation.

Montra AIYour money, in a conversation.
Add ₦15,000 for groceries.
Here’s the expense to review
Groceries₦15,000
Food · Expense
Review before saving

Illustrative conversation · no action is performed

How it works

A clearer picture in four simple steps.

Start where you are. Build better habits as you go.

A fresh start for your finances.

Set up your own workspace and start making sense of your money. Begin with the essentials, then build from there.

  • 7-day Pro trial for new accounts
  • No card needed to get started
  • Your own personal workspace
Start my free trial

Your money, together.

A workspace for the life you’re building.

Income & expenses
Budgets & goals
Insights & reports
Product illustration
Your money. Your control.

Clarity without
giving up control.

Add what you need, review your records, and keep your financial life in your own workspace.

Read our privacy policy

Private workspace

Financial records linked to your account.

Review first

Check imported activity before saving.

Start your way

Manual tracking or supported connections.

Keep a copy

Export records on eligible plans.

Pricing

Simple plans. Room to grow.

Try Pro free for seven days. Then stay on Free or choose the plan that fits.

Free

₦0/ month

The essentials for keeping track of your money.

  • Manual income & expenses
  • Standard categories
  • Search & transaction filters
  • Basic financial analytics
Start free

Plus

For everyday planning
₦1,500/ month

Planning, importing and deeper control.

  • Everything in Free
  • Budgets & savings goals
  • Recurring transactions
  • Import & export (CSV, XLSX, PDF)
  • Advanced analytics
Get started with Plus

Pro

₦2,500/ month

Connected accounts and advanced financial intelligence.

  • Everything in Plus
  • Supported bank connections
  • Multiple account overview
  • Month-by-month comparisons
  • Financial insights & Montra AI
Get started with Pro

Prices in Nigerian naira. Review available plans and billing details in your workspace.

FAQs

A few things you might be wondering.

Here’s what to know before you get started.

Questions before signing up? Chat with Support

Made for your everyday money

Make your next move
with a clearer view.

Less guessing. More understanding.
Your money, brought together with Montra.

Start my free trialExplore the features
Chat with Support